Automobile Accident
$100,000.00 Settlement
March 1997

JAMES W. BREWER

VS.

JUANITA ELAINE FRANCIS

Settlement: $100,000.00 Policy Limits

SURROUNDING CIRCUMSTANCES: This claim arose out of an automobile collision that took place on January 26, 1996 at the intersection of Johnson Ferry Road and Columns Drive located in Cobb County, Georgia. At that time Mr. James W. Brewer was driving his 1986 pick-up truck and had been traveling northbound on Johnson Ferry Road approaching its intersection with Columns Drive. At the same place and time, Ms. Juanita Elaine Francis was driving a 1986 Buick traveling southbound on Johnson Ferry Road. As Ms. Francis approached the intersection she lost control of her vehicle and started sliding, thereby doing a full 360 degree turn striking a vehicle that was being driven by Ms. Kathy Fry forcing Ms. Fry's vehicle into Mr. Brewer's vehicle.

Ms. Juanita Elaine Francis was issued a citation and pled guilty to the offense of "Driving Too Fast For Conditions". Mr. Brewer's vehicle was driven from the collision scene by him and he never went to the emergency room.

Mr. Brewer first sought treatment from a chiropractor, Dr. Michael Malloy, on the day following the accident. While receiving rehabilitative chiropractic therapy, Mr. Brewer was referred on February 23, 1996 to David D. Hubbell, M.D. Dr. Hubbell sent Mr. Brewer to Health Images of Atlanta where an MRI of the cervical spine revealed advanced degenerative disc disease with disc herniations causing nerve impingement at C5-6 and C6-7. Dr. Hubbell then referred Mr. Brewer for a physical therapy treatment program at Atlanta Physical Medicine located in Smyrna, Georgia.

Mr. Brewer never had any surgery but received a twenty percent (20%) permanent impairment rating to the body as a whole from Dr. Hubbell. Total medical expenses were $10,040.89 and the lost wage claim was $6,424.00. The case was negotiated and settled for the policy limits of $100,000.00 with Grange Mutual Casualty Insurance Company who insured Ms. Juanita Elaine Francis.

Attorneys: Robert A. Falanga, attorney for Plaintiff Mr. James Brewer, Law Offices of Falanga & Chalker, Atlanta, Georgia.